Homeowner Insurance Basics

  • The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

 Some things aren’t covered but can be added:

  •  Valuable Articles/Floater policies (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Auto, Motorcycle, and RV Insurance

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.
  • Motorcycle Insurance – Ride safe and insure your motorcycle.
  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.
  • Classic Car Insurance – Your classic car is an icon. Insure it well.
  • RV and Mobile Home Insurance – insurance for your home-on-the-road.
  • Boat and Watercraft Insurance – insurance coverage for the captain of the ship.

Farm Insurance

  • Farm insurance can combine the coverage you need for your residence with your barn buildings into one policy.
  • Policies also cover farm equipment, livestock, crops, and more. We’ll take the time to find out exactly what you need.

Contact us…

Call or email today to get a quote for your insurance needs. Email Debbie at  debbie@simmonsinsurance.biz.

Call Vinton at 540-343-1796 or Moneta at 540-297-2886.